Skip to content

Online payments. Personal attention.

Payments built
around your
business.

Online payment processing for small businesses, from service firms to memberships. Branded payment tools, clear records and a team to help put the pieces together.

Start with a conversation. Build around your numbers.

Sample data: a payment dashboard with this month's totals and recent payments, and a client paying a $750 invoice by bank.

Payment processing for businesses that get paid online

  • Professional services
  • Memberships
  • Home & field services
  • Niche platforms

Your business. Your way to get paid.

Built for how you get paid.

Your work deserves
a clear way to pay.

For agencies, consultants, development teams and other B2B service firms: invoice clients, take card or ACH payments and see every balance that is still open.

  • Invoices, payment requests and outstanding balances
  • Card and eligible ACH (bank account) payments
  • Customer records, payment status and reporting
B2B payment processing for professional services

Your community.
A payment flow that fits.

For memberships, courses, coaching and subscriptions: give members a branded place to pay, and keep every upcoming renewal in view.

  • Hosted, branded payment pages
  • Upcoming and recurring payments in view
  • A setup reviewed around your community platform
Membership payment processing

Remote payments
for work in the field.

For contractors, cleaning businesses and other field teams: send invoices and payment requests, take card payments by phone and see what each customer owes.

  • Email payment requests and invoices
  • A virtual terminal for payments by phone
  • Customer records and balances in view
Payment processing for contractors

A clearer payment path
for a specific niche.

For directories, B2B portals and specialized platforms: start with how your operation collects payments, matches them to records and reports on them.

  • Hosted payment pages and links
  • Imported records matched to payments
  • Card and ACH transaction reporting
Payment pages & links

A payment setup with room to grow

Every way your customers
want to pay.

One-time sales, invoices, renewals and payments by phone. Choose the ways to get paid that fit how you sell, and use them side by side.

Payment pages & links

Create a hosted, branded payment page and share its link by email, social media, QR code or invoice.

See payment pages & links

Bank payments & ACH

Collect eligible ACH payments straight from customers’ bank accounts, and follow each payment’s status.

See ACH bank payments

Email payment requests

Email a customer the amount due and a clear payment button, then check the request’s delivery status.

See email payment requests

Invoicing

Create and send invoices, then track each one’s payment status and outstanding balance as it is paid.

See online invoicing

Scheduled & recurring payments

See every upcoming and recurring payment for memberships, subscriptions and retainers in one report.

See recurring billing

Virtual terminal

Type in card details to take a payment by phone, right in your web browser. No card reader required.

See the virtual terminal

A clearer view of your payments

Card payments. Bank payments.
Invoices. Recurring billing.
Bring the pieces together around
the way your business works.

Your business comes first.

Your setup should fit how you sell, how your customers pay and what your team has to track.

Your numbers guide the setup.

Start from your volume, your transaction mix and everything you pay today, every fee included.

A team to work through it.

Talk the options through with people who explain each part of your payment setup in plain terms.

Sample data: payment analytics for all time, with gross and net revenue, transactions, the average transaction and sales activity over the same period.

More than the payment

Know what happens
after the sale.

Your merchant dashboard shows revenue, customer records, deposits, refunds and chargebacks (card payments a cardholder disputes), so you can see where every payment stands.

See the merchant dashboard

Know your payment costs

What are payments
costing you today?

A headline rate tells only part of the story. Enter what you process and what you pay to see your real cost.

Your effective rate is your total processing fees divided by your sales volume: every fee, in one percentage.

Put your numbers in perspective.

Your payment snapshot

Your effective rate 3.02%
Estimated monthly fees $1,510
Over a year at this level $18,120

Based on your inputs and a constant monthly volume. This is a cost illustration, not a savings estimate or pricing quote.

Review these numbers with us

Look beyond the card

Not every payment
needs to run on a card.

ACH moves money directly between bank accounts. Use it for client invoices and other large or repeat payments, and follow each one through your merchant tools.

With dual pricing, your customers see a card price and a lower bank price, and choose how to pay.

See ACH bank payments

ACH payments

Take eligible payments straight from a customer’s bank account.

Client invoices

Send each client an invoice with a clear amount, purpose and status.

Deposits & returns

Follow recorded deposits and returns with date filters and exports.

Sample data: a $750 client invoice paid by bank, moving from Processing to Paid.

Initiation, processing and settlement are distinct steps.

A practical next step

Switching starts with your numbers.

Start your switch review A clearer conversation starts with the full picture. How to switch credit card processors
  1. Share your picture.

    Tell us how you sell, how you take payments and what matters most to your business.

  2. See what fits.

    Review the payment options open to you, the pricing structure and the platform requirements.

  3. Build a clear plan.

    Work through the setup and the transition before you change the way you get paid today.

Good questions. Clear answers.

Common questions.

Have something else in mind? We can talk it through with you.

What is a payment review?

A payment review is a look at how your business takes payments, what you pay today and what you need from your setup. SU Payments starts from your actual numbers and workflow, not a one-size-fits-all headline rate.

Who is SU Payments for?

SU Payments (Systems Upside Payments) is an online payment processing provider for businesses that get paid online: online stores, memberships, digital products and service businesses that collect payments remotely. In-person point-of-sale systems are not part of what it offers.

Can I use SU Payments with my existing platform?

It depends on your platform and its payment-provider rules. Tell us which website, store or community platform you sell through, and the available setup can be reviewed. A native integration should never be assumed.

How can I track ACH payments?

ACH payments are payments from a customer’s bank account. Review each one’s details and status in the ACH transactions view, then follow deposits, returns and recorded disbursements in bank activity. A payment marked Processing is not yet settled funds, and merchant limits and processing times apply.

Will switching automatically save me money?

Not automatically. Savings depend on your current pricing, transaction mix, volume and the proposed payment terms, so a fair comparison uses the full cost of processing. The calculator on this page illustrates your current cost; it is not a savings guarantee or a rate quote.

What happens to my existing subscriptions?

Moving recurring payments needs its own review. Platform rules, payment tokens and your existing billing setup can affect what can move and how, so plan the transition before you change your current payment workflow.

Start with your numbers

Your payments deserve
a second look.

Tell us how you get paid and what you pay today. We’ll walk you through a setup that makes sense for your business.

Review your payments